Job Description

The Credit Risk department of a foreign investment bank is looking for a senior credit risk professional with broad experience approving credit lines for lending and derivative exposures, managing those exposures, and monitoring collateral performance for a broad range of financial institutions and Financial Sponsor backed entities, including:

• bank and non-bank financial institutions and insurance companies
• private equity vehicles across a broad range of sectors, including coverage of subscription finance facilities and other fund financing
• specialty finance companies, including BDCs and REITs,
• portfolio financing vehicles across asset classes, including private credit, auto and consumer financing
• derivative and hedging exposures associated with any of the above.

Responsibilities

• Credit assessment of the counterparty and underlying asset(s) being traded/financed.
• Provide detailed explanation of the counterparty considered, including analysis of historical performance of existing activities, highlight the key risk factors.
• Provide an approval or recommendation for approval based upon the proposed limit(s) and tenor(s) being considered, document recommendation for final decision.
• Validation of Obligor Risk Ratings, Basel III parameters (LGDs), other financial metrics.
• Ongoing monitoring of the credit quality of the portfolio (portfolio review and early detection of deteriorating credits). Participation in the quarterly watch list review process.
• Track credit and market trends on individual asset classes.
• Assist the Portfolio Management and Governance team in the preparation of reporting for RISQ management and Regulators.
• Contribution to Bank’s credit policy guidelines and overall risk appetite.
• Participate in setting the global risk appetite for financing initiatives.
• Assessment of new business initiatives (white papers, New Product Committees, business rules, etc.)

SKILLS AND QUALIFICATIONS:

1. 10+ years with risk management experience within financial services with a focus on Financial Sponsors and structured/warehouse lending.
2. Broad knowledge of risks impacting Financial Sponsors and Private Equity specifically with a specific expertise in credit risk
3. Must have good knowledge of the US Market and regulatory practices
4. Must have strong analytical and solid judgment skills with a proven ability to understand complex transactions / processes
5. Demonstrated problem solving ability and capacity to work autonomously
6. Must have a strong ability to manage multiple projects and issues simultaneously
7. Strong collaboration skills required both across the risk division and with other partners such as business lines, legal and compliance teams
8. Results focused, responsive, with strong strategic capabilities in terms of decision making and risk assessment
9. Good English language writing skills, working knowledge of French is a plus
10. Ability to work under pressure and to meet tight deadlines. Effective management of priorities
11. Promoter of innovation and creativity

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