Consumer Loan Officer Job at CITY & COUNTY CREDIT UNION, Minnetonka, MN

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  • CITY & COUNTY CREDIT UNION
  • Minnetonka, MN

Job Description

CCCU is looking for a Consumer Loan Officer to evaluate, authorize or deny loan applications for consumers. You will act as a liaison between members and our credit union, helping identify the products and services that will best help our members be financially successful. You will help qualified applicants acquire loans in a timely, accurate, courteous and confidential manner.

Responsibilities

  • Evaluate credit worthiness by processing loan applications, evaluating credit reports and providing documentation within specified time limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans, GAP, MRC and other loan related services
  • Assess member needs, explore all options, introduce different types of loans, and cross-sell products and services to accomplish company and department goals
  • Go the ‘extra mile’ to build relationships, and enhance member loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations, including Bank Secrecy Act (BSA) policies and procedures, and adhere to lending compliance guidelines
  • Other responsibilities as assigned

Skill

  • 4-year degree or some college preferred.
  • 2+ years’ experience Credit and/or Consumer Lending experience in a bank or credit union
  • 2+ years’ customer service experience with an ability to cross-sell products and services
  • Solid understanding of consumer credit and underwriting, including knowledge of Consumer and Home Equity lending in a Centralized Lending environment
  • Familiarity with computers and banking applications/software, including MS Office and in-house data processing systems
  • Excellent communication and interpersonal skills
  • Ability to work in a goal oriented environment with good organizational skills and accuracy while maintaining a positive attitude

Benefits:

  • Health, dental and vision insurance
  • Health Savings/ Flexible Spending accounts
  • 401(k) and pension plans
  • Life insurance and supplemental insurance
  • Paid time off out of the office – Vacation time, Sick time and Paid Holidays
  • Employee referral program
  • Plus much more!

Job Tags

Holiday work, Flexible hours,

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